commit 21074ad3747909afd01508a736191ac8636aa949 Author: aracelyducroz Date: Sat Dec 6 00:14:41 2025 +0800 Add 'Five Steps to a Durable Retirement Strategy' diff --git a/Five-Steps-to-a-Durable-Retirement-Strategy.md b/Five-Steps-to-a-Durable-Retirement-Strategy.md new file mode 100644 index 0000000..509c86a --- /dev/null +++ b/Five-Steps-to-a-Durable-Retirement-Strategy.md @@ -0,0 +1,2 @@ +
Start with goals, time horizons, and cash flow. Translate each goal into a target amount and date, then map investment risk and liquidity accordingly. Use diversified building blocks and keep costs visible. Create an [investment policy](https://search.yahoo.com/search?p=investment%20policy) with rebalancing rules and guardrails for savings and withdrawals. Coordinate taxes, accounts, and estate documents so the plan operates smoothly. Review annually to adjust contributions, allocations, and contingencies. Discipline and [financial advisor near me](http://www.xshideserver.com:3000/williamszvj36) clarity are the edge. +
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